How to Complete the Fleeca Job in GTA V Online and Unlock the Discounted Armored Kuruma

Fleeca Job quick facts

What Is the Fleeca Job?

The Fleeca Job is the first heist in GTA Online, added in the Heists update in March 2015. Rockstar built it as the heist tutorial: a short strand of two setup missions and one finale that walks you through how heists work before the bigger jobs open up.

Completing it does two things. It unlocks the next original heist, the Prison Break, so the rest of the strand can only be reached through the Fleeca Job. And it unlocks the discounted Armored Kuruma, which for most players is the real prize.

Requirements to Start the Fleeca Job

Only the host needs to meet the requirements. To lead the Fleeca Job you must be rank 12 or above and own a high-end apartment with a heist planning room. The cheapest qualifying option is a high-end apartment from GTA$ 200,000 (Del Perro Heights, Apartment 7, for example). Low-end and medium-end apartments do not have a planning room, so they will not work.

The second player needs nothing: any rank, no apartment. You just need exactly 2 players, and there is no way around that. The Fleeca Job is the only heist with a hard 2-player crew, and neither the setups nor the finale can be launched solo.

Once you qualify, Lester texts and then calls you. Meet him at his garment factory, watch the introduction, then head back to your apartment's planning room to launch the heist. Your first run as leader is free, since Lester covers the front money for the tutorial; replaying it as leader costs GTA$ 11,500.

The Fleeca Job Setup Missions

Both setups need both players, just like the finale.

Scope Out. Drive out to the Fleeca bank on the Great Ocean Highway, observe the security, then swing by Lester's factory to collect Paige and the equipment before returning to the planning room. On the drive back, the passenger practices the hacking minigame: guide the moving line to the exit across 3 levels. Pay attention here, because the same minigame decides how smoothly the finale goes.

Kuruma. Steal the Armored Kuruma that will be your getaway car. A Kkangpae stick-up crew is holding it on the top floor of a multi-storey car park in Del Perro. Kill the guards, take the car without destroying it, and deliver it to Lester's factory.

One bit of good news since the Kortz Center Heist update (Title Update 1.73, 14 July 2026): setup missions for the Original Heists now pay more than they used to, and the Fleeca Job is one of them.

The Fleeca Job Finale

The finale splits you into two roles.

Driller (the host by default) handles the money: hack the bank's security system, then drill open safety deposit box 167 and grab the loot.

Driver (the crew member by default) drives the Kuruma to the bank, then controls the crowd inside. You are given Pump Shotguns; shoot out the 4 ceiling cameras and keep the intimidation up, because if it drops, a teller trips the alarm.

Once the box is open, escape in the Kuruma. Drive it under the electromagnet of Eddie Toh's Cargobob and the helicopter lifts you out to finish the heist.

Fleeca Job Payout and Rewards

Here are the current takes by difficulty, with the default split applied:

Since the July 2026 update, the Fleeca Job also pays a weekly completion bonus. If the host has not yet completed the finale in the current weekly period (which resets on Thursday), the run pays 1.5x the standard take for everyone in the crew, host included. Once the host has completed the finale that week, later runs under that host return to the standard amount. The base finale take itself was not cut.

On top of that standing bonus, Rockstar also runs limited-time event weeks that boost the first weekly completion of specific heists even further, above Fleeca's usual 1.5x baseline. Fleeca can be one of them, so it is worth checking the current week's in-game bonuses before you run the finale.

On Hard, the total take is GTA$ 251,563. The default split is 60% to the host and 40% to the crew member, but the host can change it on the heist board.

If those numbers look high compared to other guides, that is because Rockstar buffed the Fleeca Job's finale payouts by roughly 1.75x with The Criminal Enterprises update in July 2022. Anything still quoting a GTA$ 143,750 max is pre-buff and out of date.

Two extras on top of the take:

• Elite Challenge: a GTA$ 50,000 bonus for finishing the finale in under 5:20 with nobody getting wasted and vehicle damage under 6%. No Trip Skip or quick restart allowed.

• Head for Heists: an award worth 800 RP on your first completion.

Unlocking the Discounted Armored Kuruma

Completing the heist itself, not just the Kuruma setup, is what unlocks the discount. Once the finale is done, the Armored Kuruma becomes available at its GTA$ 525,000 trade price at Southern San Andreas Super Autos, down from GTA$ 698,250. That is about 25% off.

It is worth grabbing. Bulletproof windows and armor plating let you soak fire while shooting back, which is why the Armored Kuruma has been a heist and contact-mission staple for years. If you are building a starter garage, this is one of the best cheap armored cars in GTA Online and the Fleeca Job is the cheapest way to get it.

Is the Fleeca Job Worth It?

Honestly? As a money-maker, no: it is the lowest-paying heist in the game. But it is the mandatory tutorial that unlocks the rest of the original heist strand, starting with the Prison Break, and it is the cheapest, fastest route to the discounted Armored Kuruma. Run it once, take the car, move on.

For ongoing income, the Cayo Perico Heist and the Diamond Casino Heist are in a different league, and the Kortz Center Heist gives you another target once you are set up. New players building their first bankroll should also read our guide on how to become a millionaire when first starting GTA Online.

Frequently Asked Questions

How much does the Fleeca Job pay?

The total take is GTA$ 100,625 on Easy, GTA$ 201,250 on Normal, and GTA$ 251,563 on Hard, split 60/40 between the host and the crew member by default. The Elite Challenge adds a GTA$ 50,000 bonus.

Can you do the Fleeca Job solo?

No. Both setup missions and the finale require exactly 2 players, so nothing in the strand can be launched alone.

How many players do you need for the Fleeca Job?

Exactly 2. It is the only heist with a hard 2-player crew.

What rank do you need to do the Fleeca Job?

The host needs rank 12 or above. The invited second player can be any rank.

What apartment do you need for heists?

The host needs a high-end apartment with a heist planning room; the cheapest starts at GTA$ 200,000 (Del Perro Heights, Apartment 7, for example). The second player does not need an apartment at all.

How do you unlock the discounted Armored Kuruma?

Complete the Fleeca Job heist (the finale, not just the Kuruma setup). The Armored Kuruma then drops to its GTA$ 525,000 trade price at Southern San Andreas Super Autos, down from GTA$ 698,250.

Is the Fleeca Job worth it?

Yes, once. It is the lowest-paying heist, but it unlocks the rest of the original heists and the discounted Armored Kuruma, so every heist player has to run it anyway.